Things change. A loan that works today, may not be the right fit a few years down the line. Refinancing allows you to pay off your current mortgage and negotiate a new loan program, which may lower your monthly payments and can give you a different payoff date. There are two different types of refinancing that homeowners may choose from: a basic refinance or, if you have sufficient equity in your home, a cash-out refinance. A basic refinance replaces your current mortgage with another mortgage with a lower rate, more savings each month, or even a shorter term. A cash-out refinance is similar to the basic version, but also allows you to take some of your home equity and turn it into cash for emergency savings, home improvements, paying off other debts, or anything your family needs.

When buying a home, partnering with the right lender is crucial. If you're in the market, The Meridian Team is here to guide you through every step in the process: All the way from initial documentation and choosing a loan, to closing and putting the keys into your hand. We've streamlined everything involved so there’s quicker turnaround times and no confusion about what to do next. Talk to one of our lending experts and start exploring options. See what type of loan you may qualify for today.

From the moment you open an application with us, we are dedicated to bringing you the best mortgage experience. Whether that's through direct support or the loan resources housed throughout our site, we try to keep things as simple and straightforward as possible. But don't take our word for it! Read through the hundreds of transparent and unfiltered reviews on our site to see what customers like you are saying. There's a reason we’ve been able to maintain a high 4.8 star ranking across 800+ examples of personal feedback on our website. Our commitment to honesty and responsibility is a part of everything we do at The Meridian Team of Supreme Lending.